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Background A spectrum auction is a process whereby a government uses an auction system to sell the rights (licenses) to transmit signals over specific bands of the electromagnetic spectrum. Spectrum auctions have been used for decades by governments all across the world, including Canada (through its regulator Industry Canada), to allocate spectrum. These types of auctions also generate billions of dollars. Spectrum

Background Anyone with a vehicle knows that between rising fuel costs and maintenance, keeping a vehicle on the road is becoming increasingly expensive. Companies that maintain an entire fleet of vehicles, in order to fulfill their business need, feel that burden on a much larger scale. Inefficiencies in operation and allocation are magnified and can inflate costs. Furthermore, these companies have the additional cha

Background The most important asset in any organization is its people. An organization’s ability to manage their human resources determines whether they deteriorate or thrive.  The attraction, efficient allocation, growth, and retention of resources is paramount for success.  Workforce management provides organizations with a way to align resources with strategic goals, and address current and future workforce

Background Credit risk management is of vital importance to financial institutions that provide loans to individuals and businesses. Credit loans have a risk of defaulting which can result in substantial financial losses for these institutions.  By improving credit risk management, financial institutions can greatly improve overall performance and secure a competitive advantage.   Statistical and predictive modeling